Switch from Square, Clover or Toast

Keep everything. Switch in 10 minutes.

Upload your exports, check the preview, and your menu, prices, customers and points are on XREDIT Pay. No contract, keep your data, live today.

Why switch now

The cost of moving is the only thing keeping you there

No contract

XREDIT Pay software is $0 and there's no long-term contract for it. Stay because it works.

Keep your data

Your menu, prices, modifiers, stock counts, customers and their points come with you. Nothing to retype.

Live today

Your menu, customers and points are in XREDIT Pay the day you import them. Card processing starts once your merchant account is approved by our processing partners.

Savings estimate

What you'd save in a year

Pick your POS and enter your monthly card sales and any termination fee. With dual pricing or cash discount, you spend nothing on card processing.

Your POS today

$40,000
$25

Square's typical published in-person rate is filled in. Change it to match your statement: rates and plans change, and many stores pay more once monthly fees are added.

Square, per year$15,360Card fees at the numbers you entered
XREDIT Pay with dual pricing or cash discount$0Card customers cover the card cost, so you spend nothing on processing. Software is $0 too.
Estimated yearly savings$15,360Every year, with no contract to sign.

Prefer flat-rate or interchange-plus pricing? Those are quoted after our processing partners review your statement and business, and they aren't guaranteed. Let's talk it through.

Estimates for illustration only, not an offer or a quote. Dual pricing and cash discount must be set up and shown to customers the way card brand and state rules require. All merchant accounts are subject to approval by our processing partners.

Get my real numbers

How the switch works

Three steps, about ten minutes

  1. 1

    Export from your old POS

    Square: the item library, customers and loyalty. Clover: inventory and customers. Toast: menu items, modifiers and guests. Excel or CSV both work.

  2. 2

    Upload and preview

    In your XREDIT Pay back office, pick the files. You see every item, choice and customer that will be added, what's already there, and any row we couldn't read.

  3. 3

    Import to one store or all

    Press Import. Your registers pick it up within a minute, and you can bring the same menu to every truck or location at once.

Switching FAQ

Questions about moving over

Let's Talk

Items, categories, prices, sizes and variations, modifier groups with their options and prices, descriptions, SKUs and barcodes, cost, stock counts, and customers with their phone, email, visits, spend and rewards points. Liquor stores get each item in the right category (wine, beer, spirits, tobacco and so on) so ID checks are right from day one.

Card numbers never do: the import only reads names, prices, contact details and points, and ignores everything else in the file. Addresses, notes and birth years aren't imported either. Permission to text is never carried over, so customers say yes to your texts again on the customer screen. Email opt-ins do come over.

Square's item library export names the modifier sets an item uses but not their options. The preview lists them. Make them once in XREDIT Pay with the same name and they're attached to the right items when you import again.

Enter it in the calculator above: it shows your first-year savings after the fee and how many months it takes to pay for itself. Bring your contract to the call and we'll go through it with you.

No. They're estimates from your own numbers. With dual pricing or cash discount, card customers cover the card cost, so you spend nothing on processing. Flat-rate and interchange-plus pricing is quoted after our processing partners review your statement and business, and isn't guaranteed.

Your merchant account is reviewed and approved by our processing partners, not by XREDIT, so we can't promise a date. You can import your menu and customers and get your registers set up while that review happens.

Yes. The import shows a full preview and saves nothing until you press Import, and you can try the live demo registers first without signing up.

Payment processing, simplified.

Book a free 30-minute call. We'll run the import with you and set up the pricing program that fits your business.